Home loans
Estimate your monthly instalment, total interest, and full repayment schedule. Adjust the sliders to plan your budget.
Eighty Lakh Rupees
Monthly EMI
₹69,426
Your EMI covers both principal and interest. Early on, more of it goes to interest; later, more to principal.
A larger down payment or shorter tenure cuts total interest. Even a 0.25% rate drop saves lakhs over 20 years.
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EMI (Equated Monthly Instalment) is the fixed amount you pay your lender every month, combining principal repayment and interest, until the loan is fully repaid.